🇨🇳Does Wise work in China?
China restricts foreign financial services and international money transfer platforms, causing Wise to work only partially.
Why Wise is restricted in China
In general, services can be restricted due to local regulations, content controls, or licensing/compliance requirements. Internet policies change—verify before you travel.
- App loads but transfers often fail due to regulatory restrictions.
- Wise cards cannot be issued in mainland China.
- Chinese bank accounts cannot be linked.
- VPN improves login reliability.
- Push authentication and SMS codes may be delayed.
How to access it
If you need Wise in China, a VPN is the fastest fix. Connect to a nearby country and retry the app. You’ll also want reliable mobile data via an eSIM to avoid flaky public WiFi. Always follow local laws and terms of service.
Alternatives in China
Popular local alternatives vary by region. Consider regionally dominant apps or services that meet the same need.
FAQs
Is Wise available in China?
Wise is partially restricted in China. Some features may fail or be throttled.
Why is Wise restricted in China?
Common reasons include local regulations, content controls, or licensing/compliance requirements. See the explanation below.
How can I access Wise in China?
Install a reputable VPN, connect to a nearby location, and reopen Wise. Always follow local laws and terms of service.
Are there alternatives to Wise in China?
Yes—see our “Alternatives in China” section below for popular local options.
Is using a VPN legal in China?
VPN legality varies by country and use case. Research local laws and comply with all applicable rules.
Last verified: 8/30/2025